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      03-01-2024, 05:47 PM   #14
TurtleBoy
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Drives: 2019 X5 40i,2021 M340i
Join Date: Jan 2019
Location: Colorado

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Quote:
Originally Posted by falcon1411 View Post
It was the broker who did all the haggling i'd say. He said cant get a penny less.

With your knowledge and non biased opinion, take the deal?

0 msd. should i get msd?
From a financial point of view I would say it is a deal to take. Whether or not you like the vehicle, are comfortable with the payment, etc. is something for you to decide.

As far as the MSDs are concerned that really will depend on what you are doing with the money now and what type of return you are getting. I did some quick calcautions so they aren't exact but using 7 MSDs will drop your payment to about $946 a month. That means your MSD amount would be $6,650. Your drop in payment would result in a savings of about $25 a month or $300 a year. That would mean about a 4.5% return on the money.
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2021 BMW G20 M340i xDrive - Verde Ermes/Black - 03/2024.40
2019 BMW G05 X5 xDrive40i - Phytonic Blue/Cognac - 11/2023.50
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