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Like the car, the prices for these packages can be negotiable. I turned all of them down when the car came in and the FI guy made a second run at me the next day with a discount.
Frankly, I would worry more about repair costs of the cockpit electronics and turbos than I would brakes, but I opted out of the warranty and maintenance packages. Replacing brakes and wear and tear parts is just part of the normal expense of owning a car. I do some of it myself and what I don’t I accept paying a pro to do when it needs done. I do wonder what it’s going to cost to replace the arm that delivers me my shoulder belt when I close the door of my G22. LOL
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