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Mechanical repair coverage (3rd party warranty)
Hello BMW family,
Looking for some insight for those who have 3rd party warranties. I have Schoolsfirst Credit union and they have a mechanical repair coverage option for your vehicle. Just bought 2019 330i xdrive w/27k miles in portimao blue. It has the msport and executive package, really wanted the laser lights. They have 3 different tiers with platinum covering majority of everything including advanced technology and silver, gold. They quoted me the following options and would like your opinions. There are other options for months but these are the ones I am interested in most. I have attached a pdf that shows what's covered under each tier. I really would like platinum but the most miles is at 75,000. Choosing silver gets most everything mechanical covered (including turbochargers) and max is 90,000. My concern is if I choose platinum and after 75,000 miles something mechanical needs to be repaired I won't be covered. On the other hand if I choose silver at 90,000 then the advanced technology is not covered.
Platinum:
Months Miles Deductible Price
72 75,000 $250 $8,043
72 75,000 $500 $6,412
60 75,000 $250 $7,332
60 75,000 $500 $5,847
60 60,000 $250 $5,172
60 60,000 $500 $4,138
Silver:
72 90,000 $250 $6,030
72 90,000 $500 $4,813
72 75,000 $250 $4,617
72 75,000 $500 $3,697
60 75,000 $250 $4,213
60 75,000 $500 $3,380
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