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Hello and welcome to the forum! For questions about leasing, you should check out leasehackr and do research there. But to answer your questions, mf is Money Factor. The mf is a number which is your interest monthly for the lease. There are set money factors based on the residual of the car. On leasehackr you will see what most people are getting a discount on which gives you an idea for what discount is possible and what to aim for. 12% off msrp pre incentive is a great discount.
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