BTW, you could also get a mildly pre-used 330i with some options for the money that would buy you a new 318i. That would be my preference since it will drive also very differently.
About "the 30i is a stressed engine". I wouldn't worry about that, there are many 2.0l engines with more output and BMW has been testing and evolving this set-up for years now. This is probably their top seller in the range currently and not the engine for which they would like to take uncontrolled reliability risks.
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