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      06-23-2017, 01:57 PM   #29
MalibuBimmer
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Drives: 2015 M4 and 2018 AMG GT
Join Date: Mar 2008
Location: The Santa Monica Mountains, CA

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2018 Mercedes AMG GT  [0.00]
2018 Audi Q3  [0.00]
2015 BMW M4  [10.00]
Quote:
Originally Posted by Atx328 View Post
My 17 yr old was supposed to go off to college this fall but now it looks like she will be attending school while living at home. I have geico for a 2011 n 2013 328i's and a POS 1999 explorer. The six month cost for the wife n I is around $550 but it's over $1500 when the kids gets added on.

Does anyone have experience with an insurance company that doesn't hit you so hard for kids? She will turn 18 this summer.

With the price of e90s dropping, I would like to pick one up for her to drive but the insurance will cost more than the payment!
I hope she's driving the Bimmer, not the POS.

To respond to your question, it costs more to insure teenage girls for two reasons: texting and makeup.

Here in Southern California the insurance for my then 16-year old daughter to drive a new X1, and occasionally to drive my other cars (then a 445 hp 650i GC and a 445 hp 650i convertible) was $5K per year. The rates slowly dropped. She's 20 now and the rates are still more than mine but coming down.

(I used to have USAA insurance but found it completely uncompetitive when my daughter turned 16. For two years I had Mercury Insurance with her. Now I have CIG.)
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Previously: 2014 i8; 2013 650i convertible; 2013 650i Gran Coupe; 2013 X1; 2010 550i GT; 2010 535 GT; 2010 Z4 3.5; 2008 535ixt; 2007 M6 convertible; 2006 650i convertible; 1996 Z3; 1980 633CSi; 1978 630CS; 1972 3.0CS; 1971 Bavaria. (1971; 1979-2005 & 2017 - ? -- the Mercedes years.)
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