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      06-30-2020, 08:45 AM   #30
GTF
Second Lieutenant
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Drives: 2021 M340i, 2023 X1
Join Date: Dec 2013
Location: St. Charles, IL

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Quote:
Originally Posted by dmk08 View Post
BMW will be better value? Are you not taking depreciation into consideration?
Of course...
Created 4 yr. spreadsheet (beginning with cash price) including:
Depreciation
Rebates (financing+CCA)
Maintenance costs
Investment loss on capital (@4%)
Incremental taxes on pretax withdrawals
Incremental future PP taxes
Fuel costs

BMW represented a savings of $281/month over 4 yr ownership. That was enough (for me) to buy the X5.
The Cayenne had better resale in %, but $ depreciation was about equal. The BMW had a significant advantage in every other aspect. This comparison was based upon msrp difference of $11.8K.
Appreciate 0