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As an auto broker, I see this pretty often (especially here in Florida).
There are two common courses of action:
1. Have someone take over your lease - Did you get a good deal? What is your monthly payment? Are you willing to provide an incentive to a new lessee (give them cash to take over your lease/pay the transfer fee?)
2. Pay off the car - What is your current payoff through BMWFS? You will be able to see this online and then compare it to the value of the car on the used market (KBB is a useful research, as are the several online car-buying services you have out in California).
What is the MSRP on your car and your lease payment? I'd be happy to give you some friendly advice, feel free to PM me.
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