[Frank_NJ]

Few things come into play. Need a large dealer with large allocations which are out there.

You take MSRP and multiply by 5% gives you the dealer hold back. For example you will get a car with a MSRP of $65,000 has an additional $3,250 of hold back.

How to get below invoice

MSRP $65,000
Invoice $59,735
Hold back $3,250
True cost to dealer before training fee and such $56,485

There is training fee $180.00 to add back for total dead cost $56,665

So at 10% off the dealer still makes $2,015 on the car.