Quote:
Originally Posted by infinitekidM2C
You won't find many people siding with the health insurance industry lol.
Just a little tidbit. I have found, on many occasions, that not going through your insurance, and negotiating a cash price for the visit can often be less than using insurance and AFTER your insurance pays it's part. So my experience has been that yes, it can often be more expensive to actually use your damn insurance due to how they bill (and yes i have PPO).
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this works if you dont expect other expenses throughout the year, but hitting those deductibles and max out of pockets save you a lot