While these secondhand/trade-in prices are undoubtedly tempting, I'd echo 330Stevie's advice and be inclined to cling on to what you already have the benefit of enjoying. If I'm right in assuming you've got a 2020 version of the 40i, then that's going to sound better than the newer MHT iteration anyway. And although, I think the availability on options continues to bobble around a bit (with some reports saying that HK and HUD are still being reserved for the M340i/M3 end of the range), there's clearly no guarantee--and build-specs are being updated without much warning. Like you, HUD in particular would be essential for me, and therefore a dealbreaker if it were unavailable.
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F90 M5 Competition
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G20 M340i
G20 330i M Sport
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