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      01-10-2019, 06:57 PM   #105
jmg
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Drives: G82 M4C X-Drive
Join Date: Mar 2013
Location: Orange County, CA

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2022 G82 M4C X-Drive  [9.83]
2018 F80 M3 CS  [9.83]
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Quote:
Originally Posted by praxis218 View Post
I think what rubbed me the wrong way was your original assertion that the M340i is for people who can't "afford" a M car.
This assertion doesn't belong to me. Generally speaking, this is actually what the car manufacturers consider when they develop and market their vehicles. The 320i is for those who can't "afford" or are unwilling to spend more on a 330i. The 330 is for those who can't "afford" or are unwilling to spend more on a a M340i.

Quote:
Originally Posted by praxis218 View Post
The monthly lease difference between a M3 and my car would just require me to work an extra 3 hours per month. But I'd rather stick that money into mutual funds.
In all honesty, it's still about price. If you got a raise that allowed you to get the M3 and still put the same amount or a little more into mutual funds, you might get the M3 instead. Presently, it's just not a financial decision you are willing to make because of the price. The mistake is thinking that there is any shame whatsoever in making a good financial decision.

Quote:
Originally Posted by praxis218 View Post
So yes I like your second post better -- the M car doesn't provide me with any extra utility for it to be worthwhile. It caters to a certain segment.
Exactly.

Quote:
Originally Posted by praxis218 View Post
And again, a $10-15k price difference doesn't really mean much. I'm debating an outgoing M4 or M340i when my lease is up because the G80 won't be released.
It might not to you because you make enough to not make a difference. But if someone was making 20% less than you, that extra few bucks a month on the payment might be a dealbreaker. They can't justify it given their financial position.

Quote:
Originally Posted by praxis218 View Post
The point about people picking the more premium auto if they were all magically priced the same doesn't need to be said.
It was to prove the point. I read and hear a lot of people who claim they don't want an M3/4 because of the harshness of the ride etc. They don't need the power etc... they don't need the power because they are not in the financial position to warrant the increase in price. To be clear, I would get a Ferrari 488 if it were only $90k. It's the better car than the M3 for what I want it to do. Price is the main factor for not getting a Ferrari because, while I can afford the $4000 monthly, it's just not worth it because I'm not a millionaire and it is too big a chuck of my income to be considered a smart financial decision.
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2022 G82///M4 Competition X-Drive - KW-HAS, EBC Bluestuff, Millway Race Camber Plates, Cup2 Connect*, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing
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Last edited by jmg; 01-10-2019 at 07:02 PM..
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