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      03-26-2020, 04:23 PM   #418
bluzbra
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Drives: '21 M550i / '20 X5 40i
Join Date: Aug 2018
Location: Los Angeles, CA

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Got the following quote today from a dealer on a 2020 M340i (new, in-stock vehicle):

MSRP: $63,500
Selling Price: $55,400 (12.75% off MSRP) BEFORE incentives
Residual: 61% (36/10 lease)
Incentives: $3,000 ($2,000 loyalty + $1,000 lease)
MF: 0.00182 (inflated from 0.00142; I'm trying to get the base MF)
DAS: $3,300
Payment: $577 (including 9.5% tax)

Note: If I get the base MF, the payment drops to $540. Thoughts on deal?
Base MF would be nice here and shouldn't be hard to get with these tough times unless you have bad credit.

No down payment?
They're splitting the MF with me at 0.00162, so payment drops to $560/month. Credit isn't the issue, they're just trying to make some money in the financing end since they're discounting the car so heavily. Is 12.75% off MSRP average for an M340i or is it on the higher end? Total due at signing is $3,300.
12.75% is good. Any security deposits towards that DAS? Maybe someone else's input here will help as well on this deal.
Thanks! No MSDs in the driveoff.
What's in your DAS? Got a breakdown? Seems high wonder what's included in it.
It consists of $2,500-ish for drive offs ($995 acquisition, first months payment, registration, etc.) and $800-ish towards cap cost reduction.
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Current BMWs - '21 M550i Bernina Grey/Black Nappa, '20 X5 sDrive40i xLine Alpine White/Coffee Extended Merino
Past BMWs - '20 740i, '20 X3M, '19 540i M-Sport, '19 440i GC M-Sport, '18 M3 Comp., '18 X5 sDrive35i, '18 340i, '17 X3 sDrive28i, '15 335i xDrive Sport Line, '14 428i Coupe
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