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      02-10-2020, 04:47 PM   #5
nashdm2
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Drives: F11
Join Date: Nov 2014
Location: UK

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The fact that the FCA allows for VT'ing in their documents means you should not be blacklisted for doing it. On your credit history, it will show as a loan that has been "satisfied". When my son did it, BMW confirmed he was ok to do it from a "calculations" perspective, then they assigned a company (BCA in my sons scenario) to visit and calculate damage on a menu based system, so, £70 per alloy etc. If you are over on your miles, they calculate this on a pro rata basis. After all that is done, they then present you with a final bill.
Some people have said that you don't need to pay the excess miles if there are any, but, that's not a route I would take.
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