[gemini.m3]

feel like i'm going to answer my own question on this one but wondering if anyone is in a similar boat

so i have a 22 xcomp m3 I leased, always planned to keep the car, so it has low miles (7k) with about 14 months left on the lease. In the past, I have traded the car in and taken some of the positive equity and put it down on the new car (through same BMW).

Difference is this one has full PPF.. my only regret, if any about my current build is that I didn't go with an individual color, which I would do with this new build.. but I just can't imagine getting into a new lease versus buying the car out (which has a low 50s residual) and is going to be worth much more than residual based on the miles/condition.. right? I imagine if I cared for the new headlights (which I don't, really) I could just buy them separately. tail lights are the same. I prefer the idrive 7, but its really the individual color that's calling my name. Just seems like an excessive risk (delivery going perfect with no dmg etc), getting back into more debt, etc to make an individual color happen

my original plan was to get the car paid off quickly and then add another one to the fleet (maybe a g87 or e92 m3).. trying to avoid gotta have the new shiny thing impulse atm

[mdr955]

Financially ridiculous but that’s why we are here. To encourage each other to do dum stuff.

I had a PB 23 with Fiona and just could not love it so I went with a 24 Grigio/Fjord and am much much happier.

[Burrcold]

That's a big leap for a bunch of stuff you don't sound like you want, just to get an individual color. Not that it's my cup of tea, but have you thought about wrapping your '22 M3? It would certainly be FAR cheaper of an option vs getting into another lease.

[IDKBRO]

Originally Posted by gemini.m3

feel like i'm going to answer my own question on this one but wondering if anyone is in a similar boat

so i have a 22 xcomp m3 I leased, always planned to keep the car, so it has low miles (7k) with about 14 months left on the lease. In the past, I have traded the car in and taken some of the positive equity and put it down on the new car (through same BMW).

Difference is this one has full PPF.. my only regret, if any about my current build is that I didn't go with an individual color, which I would do with this new build.. but I just can't imagine getting into a new lease versus buying the car out (which has a low 50s residual) and is going to be worth much more than residual based on the miles/condition.. right? I imagine if I cared for the new headlights (which I don't, really) I could just buy them separately. tail lights are the same. I prefer the idrive 7, but its really the individual color that's calling my name. Just seems like an excessive risk (delivery going perfect with no dmg etc), getting back into more debt, etc to make an individual color happen

my original plan was to get the car paid off quickly and then add another one to the fleet (maybe a g87 or e92 m3).. trying to avoid gotta have the new shiny thing impulse atm

Id wrap it and keep the 22’.

[kgelfen360]

I would keep 22. It’s a big price to pay for individual color. Plus if u genuinely like iDrive 7 then 8.5 gonna bother u probably far more then color.
What color are u thinking?

[calibro9]

Buy out the lease and then sell the car for $65k. Use that money for a brand new one in an individual color.

[gemini.m3]

Thanks for responses - don’t get me wrong I like portimao, I think the color is dynamic for not being an individual blue but it lacks that pop I would want when the sun isn’t shining on it- it’s duller than expected on overcast days

I was thinking something along the lines of Mexico blue or riveria, voodoo or enzian blue

I’m into blues!! My last car was misano blue on my m2 cs which while not individual had a nice pop on it regardless of lighting

End of the day I’m sure most people have one thing they would do over on their builds maybe and that’s mine just not sure it’s worth the jump.


I like the idea of buying it out then selling it think I would get the most for the car then

Financially it’s a terrible idea but we wouldn’t be here it we always made financially responsible decisions right lol

[IDKBRO]

Originally Posted by gemini.m3

Thanks for responses - don’t get me wrong I like portimao, I think the color is dynamic for not being an individual blue but it lacks that pop I would want when the sun isn’t shining on it- it’s duller than expected on overcast days

I was thinking something along the lines of Mexico blue or riveria, voodoo or enzian blue

I’m into blues!! My last car was misano blue on my m2 cs which while not individual had a nice pop on it regardless of lighting

End of the day I’m sure most people have one thing they would do over on their builds maybe and that’s mine just not sure it’s worth the jump.


I like the idea of buying it out then selling it think I would get the most for the car then

Financially it’s a terrible idea but we wouldn’t be here it we always made financially responsible decisions right lol

Try stealth PPF , it’ll look really nice & unique.

[Chapter2099]

Originally Posted by gemini.m3

Thanks for responses - don’t get me wrong I like portimao, I think the color is dynamic for not being an individual blue but it lacks that pop I would want when the sun isn’t shining on it- it’s duller than expected on overcast days

I was thinking something along the lines of Mexico blue or riveria, voodoo or enzian blue

I’m into blues!! My last car was misano blue on my m2 cs which while not individual had a nice pop on it regardless of lighting

End of the day I’m sure most people have one thing they would do over on their builds maybe and that’s mine just not sure it’s worth the jump.


I like the idea of buying it out then selling it think I would get the most for the car then

Financially it’s a terrible idea but we wouldn’t be here it we always made financially responsible decisions right lol

No matter what color you go with, your tastes will evolve and eventually, the perfect blue won’t be so perfect.

In my opinion, Portimao Blue is tough to beat in terms of shades of blue available and I don’t think any blue is a significant enough difference to warrant the upgrade in your current position. If you had an older generation, I could justify it more but I think this one is stretch. I’d embrace what you have because it sounds like you already have a heck of a build.

[Predatar]

I think you hold tight. And reevaluate when nearing the end of your lease. If you leap now, you may leave some equity on the table, whether you get the new car or not.

So I’m not saying don’t get the new car or keep the current car. I’m saying pause for now since you can reasonably delay this decision and stand to benefit by doing so.

[ksa]

If the colour is the only thing that bothers you, get the car wrapped in whatever colour you want and call it a day.

[Llarry]

Originally Posted by gemini.m3

Thanks for responses - don’t get me wrong I like portimao, I think the color is dynamic for not being an individual blue but it lacks that pop I would want when the sun isn’t shining on it- it’s duller than expected on overcast days

I was thinking something along the lines of Mexico blue or riveria, voodoo or enzian blue

I’m into blues!! My last car was misano blue on my m2 cs which while not individual had a nice pop on it regardless of lighting

End of the day I’m sure most people have one thing they would do over on their builds maybe and that’s mine just not sure it’s worth the jump.


I like the idea of buying it out then selling it think I would get the most for the car then

Financially it’s a terrible idea but we wouldn’t be here it we always made financially responsible decisions right lol

I have a bit of the same buyer's remorse thing going on with my '22 Portimao Blue M3. But I have to add in that (1) I would prefer to NOT have the curved display and (2) I have the rare (and no longer available) BMW Individual wood trim. In my case, I sort of wish I'd bitten the bullet and gone for San Marino Blue, but I do like Portimao as well.

[bri1042]

I'm not clear if you're talking about buying it now, with 14 payments left, or in 13 months or so near or at the end of your lease. Your ability to sell it for a significant amount more than your residual may be very different in 14 months than it is now. The car market has been so bizarre, and dealers are really struggling selling cars at today's interest rates, outside of a few vehicles that sell immediately like the RAV4 Prime.

Wholesale prices are dropping, and that will absolutely cause trade-in values to drop. I have a friend with a little Hyundai CUV that tried to trade it in at a Mazda dealership and they didn't want it. She tried a different dealership and got a really low offer, far below her expectations after checking online value tools. Part of that is the trouble Hyundai has caused owners with their easy-to-steal models, of course, but the second dealership told her that their used lot is just too full.

I just bought out my car, had to wait 15 days for BMW Financial to release my title as I didn't send a cashier's check for the buyout (I don't trust FedEx enough to send certified, hard-to-recover, funds across the country). I went to the DMV immediately and I'll have my title at the end of the month...so well over a month and a half between paying BMW and when I could actually sell it. I've watched used car values during all of this and I expect that my car is worth a few k less than it was on New Years Day. I've entertained the thought of swapping to an AWD M3 or M4, but I'm pretty sure there's no way it'll make any financial sense at all.

[mdr955]

If you like your interior color and don’t want any other options like buckets a wrap is a better financial plan.

I would have wrapped mine but wasn’t in love with Fiona either.

[omaralt]

how does a wrap work if you have PPF?

[Burrcold]

Originally Posted by omaralt

how does a wrap work if you have PPF?

PPF has to be removed first.

[yaymitch]

Originally Posted by calibro9

Buy out the lease and then sell the car for $65k. Use that money for a brand new one in an individual color.

This ^. You don’t even need to buy it out. Sell it and then pay it off. Lease has a payoff option. Have your dealer process the transaction once you find a buyer. No out of pocket that way.

[LuckyBrand]

[QUOTE=bri1042;30889004]I'm not clear if you're talking about buying it now, with 14 payments left, or in 13 months or so near or at the end of your lease. Your ability to sell it for a significant amount more than your residual may be very different in 14 months than it is now. The car market has been so bizarre, and dealers are really struggling selling cars at today's interest rates, outside of a few vehicles that sell immediately like the RAV4 Prime.

I agree that in another year things could look much different. Like you said things are already changing. The car market has been full of itself for way too many years now and we're maybe starting to see that correction with higher inventories etc. I will say though that the M3 is still in high demand and selling strong. The M4 is a little different.

Friend of mine was just at a big dealer. They had huge inventories of new and used trucks. The salesman said they aren't selling because people don't want a second mortgage lol. I've been seeing 8 grand off easily on new trucks and .9 to 1.9% financing lately which is pre covid prices. So depending on if you're buying or selling better times could be ahead of us.

[Skyscraper]

Your "want" of an individual color is an emotional urge.
Your financial worries are a logical decision and the answer depends on your financial situation. Which we don't know.

If you are saving for something more important like a house, NO
If you are strapped week to week or even worry about necessities, NO
If you have the extra money to easily make the payment, Maybe
If you had the cash and then some just setting in the bank, Yes

And two cars are a lot more expensive than one really nice one. Especially if you want to modify the both. Getting the individual color will be cheaper overall.

[CJ421]

I'll skip the financial arguments since they're covered above ^^^ and we are talking about M cars ...anyone financially smart doesn't buy one.

I'd go with your impulse and place the order for the Individual car. Unless you've got a better use for the money, whaddya saving it for.

Also agreed on one really nice car > two cars. That's why I'm ordering a winter setup for my M3 instead of buying a beater.

Charles

[ksa]

Originally Posted by Burrcold

PPF has to be removed first.

Well not necessarily. You could technically have the PPF underneath colour vinyl wrap but the vinyl would still get chipped over time whereas ppf will keep the car paint protected underneath.

Ideally you want vinyl first and then ppf which is what I did. But there is nothing stopping vinyl film from going on top of ppf....it's just kinda silly due to the rock chips aspect.

[sdengineer]

I think you know the answer as you eluded you'll answer your own question. I don't want to make any assumptions about your financial goals and state. Only you know that, but there is almost no financial situation where it makes any sense to make the switch just for the color. I don't do wraps and PPF and so hopefully the experts here can suggest a good approach to get the color you want with this route. As others have commented, your taste in color or perception of the perfect color may not stick. Just keep the excellent G80 you have. I'd also say go ahead and buy it out if you can