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2019+ BMW 3 AND 4-SERIES FORUMS (G2x Generation) Ordering / Pricing / Order Tracking Forum Historical fall finance rate changes

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      09-11-2019, 07:58 PM   #1
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Historical fall finance rate changes

Does anybody know what BMW did last in the last few years? I have noticed that rates are down to 3.35% now from 4.79% in July. I did not notice when these changes occurred. Do they change rates at the first of October, or? What have you seen them do? Thanks!
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      09-12-2019, 08:45 AM   #2
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Anybody?
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      09-13-2019, 08:36 AM   #3
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      09-13-2019, 01:35 PM   #4
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Right?

I didn't think this was such a hard question.
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      09-13-2019, 02:17 PM   #5
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Money factor came down too. They really want the sales crown
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      09-14-2019, 11:48 AM   #6
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Money factor came down too. They really want the sales crown
Money factor meaning what exactly?
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      09-15-2019, 08:09 AM   #7
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Quote:
Originally Posted by hubbahubba View Post
Does anybody know what BMW did last in the last few years? I have noticed that rates are down to 3.35% now from 4.79% in July. I did not notice when these changes occurred. Do they change rates at the first of October, or? What have you seen them do? Thanks!
This is actually a hard question. There are several factors that will determine how BMW adjusts their rates (e.g. how the economy is doing, Federal Reserve interest rates, BMW's financial standing, BMW sales performance and targets, etc.). You can't simply look at the past to understand what they'll do with any certainty because all of the variables may have changed, and I'm sure even if you did take the time to look at the past you won't necessarily find a simple pattern. Any outsider telling you that they know what BMW is going to do is simply taking a guess (albeit maybe an educated one). I can't say with any certainty that I know what they're going to do though.

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Originally Posted by ThatKrazyPolak View Post
Money factor meaning what exactly?
It's essentially the interest rate of a lease. This rate may be more attractive than the financing interest rate at times if BMW is pushing its customers towards leases as part of a sales target or strategy.
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      09-15-2019, 08:35 AM   #8
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Hi Joe. Thank you for that answer. Maybe I should rephrase my question, as I understand nobody has a crystal ball. I poked around google for a while trying to find even last year's end of year savings. Seems most manufacturers are trying to unload cars in the fall to make numbers, I just was not paying any particular attention as I am one that buys a car and keeps it for a while. My last purchase was in 2011. Does anybody remember what BMWUSA did last year? Does that clarify? Thanks again.
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      09-16-2019, 12:48 PM   #9
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Quote:
Originally Posted by hubbahubba View Post
Hi Joe. Thank you for that answer. Maybe I should rephrase my question, as I understand nobody has a crystal ball. I poked around google for a while trying to find even last year's end of year savings. Seems most manufacturers are trying to unload cars in the fall to make numbers, I just was not paying any particular attention as I am one that buys a car and keeps it for a while. My last purchase was in 2011. Does anybody remember what BMWUSA did last year? Does that clarify? Thanks again.
What they did last year doesn't really matter that much tbh
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      09-16-2019, 08:03 PM   #10
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What they did last year doesn't really matter that much tbh
Maybe not, but maybe so. Is there anybody out there that could please humor me with what they saw last year?
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      11-01-2022, 12:29 PM   #11
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In which dealership did you notice a reduction in the rate?
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