[isaiahramsey1]

Hey I have a question I was quoted for 2023 M340i xdrive that I’ve ordered.
Lease: 36 months 7500 miles 2k down $1010 a month
Bmw Select: 60 months 2k down $1016 a month. Balloon is $15,165

What would be the best option for me if I plan on getting something else in 2 years? Basically asking which option would I owe less money on in 2 years?

[TurtleBoy]

You would owe less on the lease even with any penalty you would have to pay since you are not buying the vehicle. If you are getting a new one in two years I wouldn't suggest either of those options unless you really need a new vehicle now and you don't want to go a the used route.

[Savvymarvy]

Originally Posted by isaiahramsey1

Hey I have a question I was quoted for 2023 M340i xdrive that I’ve ordered.
Lease: 36 months 7500 miles 2k down $1010 a month
Bmw Select: 60 months 2k down $1016 a month. Balloon is $15,165

What would be the best option for me if I plan on getting something else in 2 years? Basically asking which option would I owe less money on in 2 years?

Lease would be better. For the select the car's value would be halved by the 4th year, so if you do sell it then, you should have enough to pay the balloon and still have some change to keep. But it obviously depends on other factors that come with owning a car.