Bimmerpost
3
/
4 Series
BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
BIMMERPOST Universal Forums Off-Topic Discussions Board Chase Reserve vs Amex Platinum

Post Reply
 
Thread Tools Search this Thread
      02-28-2019, 09:15 AM   #23
MKSixer
Lieutenant General
MKSixer's Avatar
34172
Rep
11,637
Posts

Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States

iTrader: (0)

Garage List
2016 M4 GTS (Allotted)  [0.00]
2013 BMW 328d  [0.00]
2007 BMW M6  [10.00]
2015 BMW i8  [10.00]
Quote:
Originally Posted by happyjack View Post
AMEX platinum holder here for about 6 years: the only places ive found that do not accept it are smaller local places (europe, caribbean, mexico, and canada). never any issues with large national / international businesses / chains.



this has always been my justification for keeping the AMEX platinum. while ive never needed to exercise the full extent of its powers, i do have close friends who travel frequently who swear the card has saved their a$$e$ multiple times over the years.

not to mention: it's pretty cool to be carrying around a card that empowers you to walk into a BMW dealership, slap down the card, and just walk out with a brand new M5 competition.
All of this.

I have friends who have been airlifted out of places by AMEX security when crap got bad. The ultimate in civilian safety IMHO is to work for Pfizer, who has its own VERY SERIOUS global security force and carry an AMEX Platinum or Black Card. You're all but bulletproof in almost any circumstance.

On the car thing, we did that with the 535 GT we purchased to transport my brother around after his stroke. It's funny when they try to negotiate sharing the fee. Nope. You just moved a unit at the end of the month and reduced your floor plan costs accordingly. It's a win-win!
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion.
Appreciate 0
      02-28-2019, 10:04 AM   #24
dagolfpro
Colonel
dagolfpro's Avatar
Taiwan
247
Rep
2,271
Posts

Drives: 2011 E90 M3
Join Date: Sep 2011
Location: SF Bay Area, CA

iTrader: (9)

Quote:
Originally Posted by happyjack View Post
Quote:
Originally Posted by BMW F22 View Post
I’ve always thought that Amex is limited for traveling z worked with a girl who had that and she said she couldn’t even use it in Canada. I travel all over the world and usually pay with credit cards so not sure if Amex is not as widely accepted as Visa. Did you run into any of those issues?
AMEX platinum holder here for about 6 years: the only places ive found that do not accept it are smaller local places (europe, caribbean, mexico, and canada). never any issues with large national / international businesses / chains.

Quote:
Originally Posted by MKSixer View Post
AMEX Platinum. The benefits of simply having one as a safety net for anything that may occur cannot be stated, especially if one travels overseas frequently. I have only run into a few situations when the Platinum isn't taken and the backing that AMEX gives you as a traveler is unparalleled. Additionally, though they are few and far between, Centurion Lounges are a godsend.
this has always been my justification for keeping the AMEX platinum. while ive never needed to exercise the full extent of its powers, i do have close friends who travel frequently who swear the card has saved their a$$e$ multiple times over the years.

not to mention: it's pretty cool to be carrying around a card that empowers you to walk into a BMW dealership, slap down the card, and just walk out with a brand new M5 competition.
Quote:
Originally Posted by happyjack View Post
Quote:
Originally Posted by BMW F22 View Post
I've always thought that Amex is limited for traveling z worked with a girl who had that and she said she couldn't even use it in Canada. I travel all over the world and usually pay with credit cards so not sure if Amex is not as widely accepted as Visa. Did you run into any of those issues?
AMEX platinum holder here for about 6 years: the only places ive found that do not accept it are smaller local places (europe, caribbean, mexico, and canada). never any issues with large national / international businesses / chains.

Quote:
Originally Posted by MKSixer View Post
AMEX Platinum. The benefits of simply having one as a safety net for anything that may occur cannot be stated, especially if one travels overseas frequently. I have only run into a few situations when the Platinum isn't taken and the backing that AMEX gives you as a traveler is unparalleled. Additionally, though they are few and far between, Centurion Lounges are a godsend.
this has always been my justification for keeping the AMEX platinum. while ive never needed to exercise the full extent of its powers, i do have close friends who travel frequently who swear the card has saved their a$$e$ multiple times over the years.

not to mention: it's pretty cool to be carrying around a card that empowers you to walk into a BMW dealership, slap down the card, and just walk out with a brand new M5 competition.
Not to burst your bubble but every dealer I've been to will only allow me to charge $3000 Max on any credit card.
__________________
2011.75 E90 AW | DCT | ZCP | ZCV | ZCW | ZP2 | Prem Sound | Moonroof | BMW Apps |
Mods List: Evolve Exhaust | M Perf Steering Wheel | Tint | Lux | Hardwired V1 | KW V3 | Volshlag CP | Brembo BBK | BBS FI | Yokohama AD08 R| Schroth 4 Point Harness | Challenge GT Diffuser | OEM GTS Wing| GTS Lip| I lied earlier, I wasn't done with mod, but I swear, I'm done now, no more mods...
Appreciate 0
      02-28-2019, 10:12 AM   #25
R3dliner
Lieutenant Colonel
R3dliner's Avatar
United_States
935
Rep
1,930
Posts

Drives: 18 M3 6MT
Join Date: Mar 2016
Location: NYC

iTrader: (5)

Quote:
Originally Posted by dagolfpro View Post
Not to burst your bubble but every dealer I've been to will only allow me to charge $3000 Max on any credit card.
What does that have to do with this thread though?
Appreciate 1
MKSixer34171.50
      02-28-2019, 10:13 AM   #26
R3dliner
Lieutenant Colonel
R3dliner's Avatar
United_States
935
Rep
1,930
Posts

Drives: 18 M3 6MT
Join Date: Mar 2016
Location: NYC

iTrader: (5)

Thanks all for your responses. I think I'm going with the Amex.
Appreciate 0
      02-28-2019, 11:22 AM   #27
bd307
Chef
bd307's Avatar
927
Rep
1,059
Posts

Drives: Things with wheels or no wheel
Join Date: Dec 2014
Location: Area 51

iTrader: (0)

Keep in mind the Centurion Lounge by AMEX in all the airports are way better than those offered by CSR. Chase works with Priority Pass for providing cardholders the access to those lounges under Priority Pass program.

However, it does not make a big of a difference for this if you do not travel enough to enjoy these better lounges. Go with the card that offers more bonuses (points, credit, etc...).

From my experience, redeeming hotel through CSR portal has been very easy. I would imagine AMEX offers the same level of experience though.

Got to check out the 100k points you guys are talking about though.
Appreciate 0
      02-28-2019, 05:46 PM   #28
dagolfpro
Colonel
dagolfpro's Avatar
Taiwan
247
Rep
2,271
Posts

Drives: 2011 E90 M3
Join Date: Sep 2011
Location: SF Bay Area, CA

iTrader: (9)

Quote:
Originally Posted by R3dliner View Post
What does that have to do with this thread though?
Sorry for the confusion, happyjack said he can use his Amex platinum card to buy m5 at the dealer.
Appreciate 0
      02-28-2019, 06:08 PM   #29
Z K
Major General
Z K's Avatar
1886
Rep
5,504
Posts

Drives: E90 M3, G20 M340i
Join Date: Jul 2011
Location: San Francisco

iTrader: (3)

Quote:
Originally Posted by dagolfpro View Post
You can now use the two restaurants at T3 if you have PP for $30 worth of food credit.

https://www.prioritypass.com/en/airp...nal/terminal-3
Yeah, I saw they added that. It happened after I cancelled my card so I never got to use it.

That is the one thing I miss about CSR - the lounge access on international flights. I'll probably pick it up again when I qualify again for the new customer sign up bonus.

For now, I'm satisfied with my Uber Visa card as my primary travel and dining rewards card. 4x cash back on dining, 3x on travel, $50 Amazon Prime credit, cell phone insurance and no annual fee.

I calculated that for the CSR to beat Uber Visa on my usage, I'd need to spend over $2k a month on travel and dining for it to be worth it over Uber because of the $150 (450-300) annual fee... I don't spend $24k a year on dining and travel.
__________________
Auto Detailing Enthusiast!
Appreciate 0
      02-28-2019, 06:47 PM   #30
IllSic_Design
Colonel
IllSic_Design's Avatar
United_States
2123
Rep
2,758
Posts

Drives: 09 E92 335i
Join Date: Jun 2016
Location: Northern California

iTrader: (1)

Quote:
Originally Posted by dagolfpro View Post
You can now use the two restaurants at T3 if you have PP for $30 worth of food credit.

https://www.prioritypass.com/en/airp...nal/terminal-3
Thanks for this, I didn't know they allowed PP to be used at these two.
Appreciate 0
      02-28-2019, 06:51 PM   #31
dagolfpro
Colonel
dagolfpro's Avatar
Taiwan
247
Rep
2,271
Posts

Drives: 2011 E90 M3
Join Date: Sep 2011
Location: SF Bay Area, CA

iTrader: (9)

Quote:
Originally Posted by Z K View Post
Yeah, I saw they added that. It happened after I cancelled my card so I never got to use it.

That is the one thing I miss about CSR - the lounge access on international flights. I'll probably pick it up again when I qualify again for the new customer sign up bonus.

For now, I'm satisfied with my Uber Visa card as my primary travel and dining rewards card. 4x cash back on dining, 3x on travel, $50 Amazon Prime credit, cell phone insurance and no annual fee.

I calculated that for the CSR to beat Uber Visa on my usage, I'd need to spend over $2k a month on travel and dining for it to be worth it over Uber because of the $150 (450-300) annual fee... I don't spend $24k a year on dining and travel.
The $150 isn’t too bad as I don’t travel too often. 3-4 x year. But I kept it for the 50% bonus and zero foreign transaction fees along with lounge access.
Appreciate 0
      02-28-2019, 06:52 PM   #32
dagolfpro
Colonel
dagolfpro's Avatar
Taiwan
247
Rep
2,271
Posts

Drives: 2011 E90 M3
Join Date: Sep 2011
Location: SF Bay Area, CA

iTrader: (9)

Quote:
Originally Posted by IllSic_Design View Post
Thanks for this, I didn't know they allowed PP to be used at these two.
Yeah. They were low key About it. I found out via a friend who travels they SFO on a regular basis.
Appreciate 0
      02-28-2019, 07:00 PM   #33
ASAP
Major General
ASAP's Avatar
10050
Rep
8,563
Posts

Drives: '23 X3 M40i
Join Date: Sep 2012
Location: FL

iTrader: (0)

i have a reserve... it has gotten really ratchet...

started awesome, initial sign on in points was double... now its half, lounges are always packed since everyone has that shitty priority pass and thei travel portal has been reassigned to expedia instead of their own... the deals arent the same and half the time it doesn even work....

i would not recommend it at this point
__________________
2 x N54 -> 1 x N55 -> 1 x S55-> 1 x B58
Appreciate 2
P111541.50
R3dliner934.50
      02-28-2019, 07:05 PM   #34
Z K
Major General
Z K's Avatar
1886
Rep
5,504
Posts

Drives: E90 M3, G20 M340i
Join Date: Jul 2011
Location: San Francisco

iTrader: (3)

Quote:
Originally Posted by dagolfpro View Post
The $150 isn’t too bad as I don’t travel too often. 3-4 x year. But I kept it for the 50% bonus and zero foreign transaction fees along with lounge access.
It's not a bad deal. It really depends on how much you value the extras like lounge access, global entry fee refunds, full primary rental car insurance etc.

In terms of pure rewards, the CSR returns about 4.5% (3x points redeemed at 150%) vs the 4% cash back on Uber. I would need to spend a lot every year to make it worthwhile on CSR for $150 in annual fees. Uber also has no foreign transaction fees so that's a wash.

As I said, really depends on how much you value the CSR extras. If you hit the lounge every month, that'd make up the difference.
__________________
Auto Detailing Enthusiast!
Appreciate 0
      02-28-2019, 08:28 PM   #35
MKSixer
Lieutenant General
MKSixer's Avatar
34172
Rep
11,637
Posts

Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States

iTrader: (0)

Garage List
2016 M4 GTS (Allotted)  [0.00]
2013 BMW 328d  [0.00]
2007 BMW M6  [10.00]
2015 BMW i8  [10.00]
Quote:
Originally Posted by dagolfpro View Post
Not to burst your bubble but every dealer I've been to will only allow me to charge $3000 Max on any credit card.
That's you. I have a 15 year, 20+ vehicle purchase history with the dealership.
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion.
Appreciate 0
      02-28-2019, 08:53 PM   #36
BayMoWe335
Colonel
1173
Rep
2,132
Posts

Drives: 2010 E92 335i 6MT
Join Date: Aug 2009
Location: US

iTrader: (0)

Chase Sapphire Reserve.
Appreciate 0
      02-28-2019, 08:53 PM   #37
BayMoWe335
Colonel
1173
Rep
2,132
Posts

Drives: 2010 E92 335i 6MT
Join Date: Aug 2009
Location: US

iTrader: (0)

Quote:
Originally Posted by MKSixer View Post
That's you. I have a 15 year, 20+ vehicle purchase history with the dealership.
We’ve got a badass here.
Appreciate 0
      02-28-2019, 09:02 PM   #38
MKSixer
Lieutenant General
MKSixer's Avatar
34172
Rep
11,637
Posts

Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States

iTrader: (0)

Garage List
2016 M4 GTS (Allotted)  [0.00]
2013 BMW 328d  [0.00]
2007 BMW M6  [10.00]
2015 BMW i8  [10.00]
Quote:
Originally Posted by BayMoWe335 View Post
We’ve got a badass here.
Just the facts, ma'am, just the facts.
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion.
Appreciate 0
      03-05-2019, 09:04 PM   #39
BMW F22
Major General
BMW F22's Avatar
United_States
3540
Rep
9,785
Posts

Drives: ///M235i
Join Date: Nov 2005
Location: Bay Area

iTrader: (8)

So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol
Appreciate 2
MKSixer34171.50
R3dliner934.50
      03-05-2019, 09:08 PM   #40
MKSixer
Lieutenant General
MKSixer's Avatar
34172
Rep
11,637
Posts

Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States

iTrader: (0)

Garage List
2016 M4 GTS (Allotted)  [0.00]
2013 BMW 328d  [0.00]
2007 BMW M6  [10.00]
2015 BMW i8  [10.00]
Quote:
Originally Posted by BMW F22 View Post
So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol
Nicely done. You won't regret it. Membership has it privileges.
__________________
Several actors have played James Bond, Sean Connery IS James Bond...
Sir 7ewis, 7X FIA Formula One World Championship, World Driving Champion. 100 Wins. 101 Pole Positions. 54 Fastest Laps. Actual Rain Master. Leave me to it, Bono. One Race Win in each of his 15 years in F1. Most Laps Led in Formula One. The Centurion.
Appreciate 0
      03-05-2019, 09:17 PM   #41
dagolfpro
Colonel
dagolfpro's Avatar
Taiwan
247
Rep
2,271
Posts

Drives: 2011 E90 M3
Join Date: Sep 2011
Location: SF Bay Area, CA

iTrader: (9)

Quote:
Originally Posted by BMW F22 View Post
So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol


Congrats.
Appreciate 0
      03-05-2019, 10:01 PM   #42
BMW F22
Major General
BMW F22's Avatar
United_States
3540
Rep
9,785
Posts

Drives: ///M235i
Join Date: Nov 2005
Location: Bay Area

iTrader: (8)

Quote:
Originally Posted by dagolfpro View Post
Quote:
Originally Posted by BMW F22 View Post
So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol


Congrats.
Quote:
Originally Posted by MKSixer View Post
Quote:
Originally Posted by BMW F22 View Post
So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol
Nicely done. You won't regret it. Membership has it privileges.
Thanks MK! Figured why not try it for a year and see. Still have a ton of points with Chase Reserve so I'd need to transfer them somewhere should I stay with Amex exclusively.

Quote:
Originally Posted by dagolfpro View Post
Quote:
Originally Posted by BMW F22 View Post
So I ended up applying for the Amex Platinum card today for the 100K rewards points. Got my card number online and switched out some auto pay stuff. Should easily hit $5K soon and start planning the trip around the world with 125K points. Lol


Congrats.
Thank you. Folks at work we're recommending it too, especially for the sign up bonus so I figured why the heck not?
Appreciate 1
MKSixer34171.50
      03-06-2019, 01:05 PM   #43
R3dliner
Lieutenant Colonel
R3dliner's Avatar
United_States
935
Rep
1,930
Posts

Drives: 18 M3 6MT
Join Date: Mar 2016
Location: NYC

iTrader: (5)

The Amex is amazing. Already got the global entry credit back. $15 a month credit on uber is nice. Already spent $100 on saks. Patiently waiting for the 100k miles. Going to go all out.
Thanks everyone for the feedback.
Appreciate 1
MKSixer34171.50
      03-06-2019, 01:16 PM   #44
BMW F22
Major General
BMW F22's Avatar
United_States
3540
Rep
9,785
Posts

Drives: ///M235i
Join Date: Nov 2005
Location: Bay Area

iTrader: (8)

Quote:
Originally Posted by R3dliner View Post
The Amex is amazing. Already got the global entry credit back. $15 a month credit on uber is nice. Already spent $100 on saks. Patiently waiting for the 100k miles. Going to go all out.
Thanks everyone for the feedback.
What do you mean patiently waiting for the 100K points? It gets credited to your account as soon as you hit $5k spending right? Speaking of, I worked out some numbers since applying for it last night and have $4,500 already on the card. Should have the 100K points to my account before receiving my 1st statement. Lol
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 09:34 AM.




g20
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST